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Exactly! As an educator, I slept 4 to 6 (max) hours per night at least 10 months of the year. If I hadn’t retired when I did, I might not be writing this message. Yes, my pension and SS are less than if I had worked two more years, but quality of life—LIFE itself—became more important! I don’t regret early retirement one bit.

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It's been pointed out that even though you retire earlier, you collect more money because you live longer. I was diagnosed with spinal cord damage at 59, and I chose to collect my late ex's Social Security as a widows' benefit, and it pays more than if I had collected disability or waited until I was 65 and collected my own. In fact, my disability occurred in Egypt while I was living there, and I couldn't get disability because I didn't have verification of the onset of my disability from doctors in Egypt.

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Sorry to hear that. It supports the idea that pension boards are just guarding against "fraud."

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I'm not sorry. I can understand why there is a 5 year rule and that we have to have documentation, and as I said, I get more money from my ex's SS than I would've gotten from my own. And it doesn't support anything except honesty and protecting pensioners from having criminals stealing from SS, which the Republicans have already done.

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