Annie D, no argument with your legal definitions in very general terms. Medicare, generally, yes, there are qualifications. However, users must pay MONTHLY premiums, typically taken out automatically from monthly SSA payments. Savy users can purchase "Medicare Supplement Covaerge" which covers the 20% of medical bills NOT covered by Medi…
Annie D, no argument with your legal definitions in very general terms.
Medicare, generally, yes, there are qualifications. However, users must pay MONTHLY premiums, typically taken out automatically from monthly SSA payments.
Savy users can purchase "Medicare Supplement Covaerge" which covers the 20% of medical bills NOT covered by Medicare. In other words, your "Co-pay" is covered by supplemental insurance, Yes, you guessed it, policyholders must pay a premium ($) for "Supplemental Medicare insurance.
Yup, you guessed it again, my Supplemental Medicare policy is purchased through a profeessional organization, in my case the ABA, which even pays for my Medicare premiums. NO paper work either. After Medicare pays its 80% for 'seeing' my retinanologist 👀 next week (no pun intended), Medicare automatically, digitally of course, sends the data to the Supplemental insurance carrier. That's the part the medical office personnel love as they do not have to do any work to get their Employer paid promptly.
OH yes, I get an automatic Quartely Accounting from the Supplemental carrier for my records and tax purposes. No more stacks of medical billing stuff. :)
Finally, recent Biden already-signed-into-law has put a cash limit on the out pocket medication costs as the Middle Class, especially professionals, have overpaid for Decades. Hopefully, we are headed for the New Deal. 2.0.
Well, Bryan, "entitlement" does not mean free. But it is still entitlement if all have right to access. And not all entitlements have costs, btw. As for Medicare, it was meant as a first step toward universal health care; it just got jammed up in some flaky thought processes that have been talked about extensively here and elsewhere. I might note that one's experience also depends in part on which state one lives in. My state, small and relatively poor, has a remarkable commitment to making health care available and affordable to as many people as possible. I do not have a supplemental policy, and glad I don't. It has been amply demonstrated that outcomes are poorer over all than just plain old Medicare. My state has coverage that covers most of my costs as a low-income elder, and I have excellent drs of my own choice. We aren't there yet, but working toward a flexible single payer model. I wouldn't want to live in some states, where access to health care is worse than a good many so-called "3rd world countries".
I don't know what a "retinanologist" is, and couldn't find it in my dictionaries, so it must be an esoteric specialty. Guessing it has to do with vision, based on your pun (which I enjoyed). I also have a regular date with my gifted opthalmologist, who seems to have a personal interest in helping me retain my vision. Grateful to her and to the people of my state, who care enough about each other to make health care a priority.
Annie D, no argument with your legal definitions in very general terms.
Medicare, generally, yes, there are qualifications. However, users must pay MONTHLY premiums, typically taken out automatically from monthly SSA payments.
Savy users can purchase "Medicare Supplement Covaerge" which covers the 20% of medical bills NOT covered by Medicare. In other words, your "Co-pay" is covered by supplemental insurance, Yes, you guessed it, policyholders must pay a premium ($) for "Supplemental Medicare insurance.
Yup, you guessed it again, my Supplemental Medicare policy is purchased through a profeessional organization, in my case the ABA, which even pays for my Medicare premiums. NO paper work either. After Medicare pays its 80% for 'seeing' my retinanologist 👀 next week (no pun intended), Medicare automatically, digitally of course, sends the data to the Supplemental insurance carrier. That's the part the medical office personnel love as they do not have to do any work to get their Employer paid promptly.
OH yes, I get an automatic Quartely Accounting from the Supplemental carrier for my records and tax purposes. No more stacks of medical billing stuff. :)
Finally, recent Biden already-signed-into-law has put a cash limit on the out pocket medication costs as the Middle Class, especially professionals, have overpaid for Decades. Hopefully, we are headed for the New Deal. 2.0.
Well, Bryan, "entitlement" does not mean free. But it is still entitlement if all have right to access. And not all entitlements have costs, btw. As for Medicare, it was meant as a first step toward universal health care; it just got jammed up in some flaky thought processes that have been talked about extensively here and elsewhere. I might note that one's experience also depends in part on which state one lives in. My state, small and relatively poor, has a remarkable commitment to making health care available and affordable to as many people as possible. I do not have a supplemental policy, and glad I don't. It has been amply demonstrated that outcomes are poorer over all than just plain old Medicare. My state has coverage that covers most of my costs as a low-income elder, and I have excellent drs of my own choice. We aren't there yet, but working toward a flexible single payer model. I wouldn't want to live in some states, where access to health care is worse than a good many so-called "3rd world countries".
I don't know what a "retinanologist" is, and couldn't find it in my dictionaries, so it must be an esoteric specialty. Guessing it has to do with vision, based on your pun (which I enjoyed). I also have a regular date with my gifted opthalmologist, who seems to have a personal interest in helping me retain my vision. Grateful to her and to the people of my state, who care enough about each other to make health care a priority.