I’m 82 now and opted not to sign up for Part D at 65, as did my husband.I really didn’t need it, and anything Bush was pushing was not to anyone’s advantage. Now my 88 year old husband is taking six different, expensive drugs ( for good reasons) and out of necessity is paying a the penalty. I have had to research on-line every time I rec…
I’m 82 now and opted not to sign up for Part D at 65, as did my husband.I really didn’t need it, and anything Bush was pushing was not to anyone’s advantage. Now my 88 year old husband is taking six different, expensive drugs ( for good reasons) and out of necessity is paying a the penalty. I have had to research on-line every time I receive a new RX for best price. The last two were for “dry eye” and were so high as to be laughable ($800+ & $600+); needless to say, I opted for OTC products. These particular drugs would have still required a large amount to be paid even with Part D. It makes me furious to watch ads on TV for them, as it does to see the perky, gift-bearing Pharma reps in doctors’ offices when I go in. In talking to health insurance broker, I need to get Part D now and pay start paying penalty before I need as many RX’s as my husband now does. What Biden is doing for this country is more than wonderful, but certainly wish we didn’t have to wait three years. Aren’t any MAGAS on Medicare? Or parents of Republican politicians?
When I went on Medicare I was taking no drugs at all, so I skipped picking up Part D. The very next year, I picked up the Part D but I had to cough up a monthly penalty that almost doubled the standard premium for Part D and I will have to pay this for for the rest of my life.
More than 5 years later, I was put on a common diuretic and a tiny dose of thyroid medication. I'm still paying the standard deduction, plus that penalty amount, plus the co-pay for my minor medications. Please explain to me how my ONE year of not taking Part D hasn't been more than made up in 5 or 6 years!!! Ridiculous.
I’m 82 now and opted not to sign up for Part D at 65, as did my husband.I really didn’t need it, and anything Bush was pushing was not to anyone’s advantage. Now my 88 year old husband is taking six different, expensive drugs ( for good reasons) and out of necessity is paying a the penalty. I have had to research on-line every time I receive a new RX for best price. The last two were for “dry eye” and were so high as to be laughable ($800+ & $600+); needless to say, I opted for OTC products. These particular drugs would have still required a large amount to be paid even with Part D. It makes me furious to watch ads on TV for them, as it does to see the perky, gift-bearing Pharma reps in doctors’ offices when I go in. In talking to health insurance broker, I need to get Part D now and pay start paying penalty before I need as many RX’s as my husband now does. What Biden is doing for this country is more than wonderful, but certainly wish we didn’t have to wait three years. Aren’t any MAGAS on Medicare? Or parents of Republican politicians?
When I went on Medicare I was taking no drugs at all, so I skipped picking up Part D. The very next year, I picked up the Part D but I had to cough up a monthly penalty that almost doubled the standard premium for Part D and I will have to pay this for for the rest of my life.
More than 5 years later, I was put on a common diuretic and a tiny dose of thyroid medication. I'm still paying the standard deduction, plus that penalty amount, plus the co-pay for my minor medications. Please explain to me how my ONE year of not taking Part D hasn't been more than made up in 5 or 6 years!!! Ridiculous.