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Peter, so many reasons why people retire early! Long covid has disabled millions. Lack of unionization due to active suppression by bosses depresses pay, benefits and worker protections. Minimum wages that are too “minimum” to live on. I would add your “aggressive” work as a factor: burnout, inadequate staffing, profiteering. Lack of healthcare to keep workers working….

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Marge, I wanted to discuss some of these issues with you. Unfortunately, my text disappeared when nearing completion.

So, let's just say that this phase in people's lives could be used more productively and imaginatively by both organizations and individuals.

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