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Beth Cobb's avatar

The insurance companies have so much power and money most people have no idea just how much.

Back when we were trying to get Cigna to pay disability for my husband, I had a conversation with a lawyer about a law that was originally made to protect small businesses and their employees but the insurance companies found a loophole to help them not pay.

The lawyer told me that for five years a group of lawyers, people from the insurance industry and lawmakers would meet to discuss this loophole and how to fix it finally gave up.

He told me that if every disabled person in this country brought a class action suit, the case would be dead in less than a year because of the money the insurance companies have.

We won our case against Cigna, on our own. And the major reason we won?

California. Yep, they sued Cigna and other companies about the way they process claims and won.

Once we reminded Cigna that our policy was issued in CA and that they had to follow the rules in regards to that lawsuit, things changed and all the lies (yes they lie) and the roadblocks they tried to use suddenly stopped and we were good to go.

Thanks California.

My point, insurance companies care about one thing, profits and until we can get that kind of money out of politics, we can't have nice things.

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Marlene Lerner-Bigley (CA)'s avatar

Grateful I live in CA.! I worked in the insurance industry for over 18 years but not on the healthcare side. Believe me, insurance companies have and have always had a monopoly on prices for every product they insure. They are the true monsters.

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KellyR's avatar

Im curious as to the year this settled.

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